Step 1 Savings Disability Medical Life Summary

Quote Summary (Jamaica)

Primary: 27 year old male, non-smoker Children: Ages 1, 3, 5
Important: some of the features in the previous quote are no longer available. The following plan(s) require further attention:
  • Caribbean American Plan (Maternity)
  • Emerald American Plan (Excess Coverage, Maternity)
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Savings Plans

Term Length: 25 Years Target Amount: $100,000 Payment Frequency: Annual
Plan Name Options Return Premium Amount Return at Maturity
Life Insurance Savings Plan
  • Guaranteed
  • Core Life
Premium
$0
$100k
Return — up to 99%
$0
$100k
$1600.00 $200,000.00
Life Insurance Savings Plan
  • Principal Guaranteed
  • Premier Life
Premium
$0
$100k
Return — up to 99%
$0
$100k
$1600.00 $200,000.00

Disability Plans

Benefit Payout: Monthly Benefit Coverage Amount: $6,000 Monthly Amount: $8,000 Lump Sum Benefit: $1 Payment Frequency: Annual
Plan Name Plan Premium Rider Premium Total Premium
Professional Income Protection Plan $2,000.00 $2,000.00
60-Month or 30-Month Income Protection Plan $2,000.00 $2,000.00

Medical Plans

Deductible Amount: $1,000 Payment Frequency: Annual

The Emerald Plan

    Excess Coverage Rider: $110.00 Maternity Rider: $100.00 Prescription Drugs Rider: $100.00
Deductible Plan Premium Rider Premium Total Premium
$50 $2,585 $54 $1,320
$250 $1,729 $54 $892
$500 $1,454 $54 $754
$1000 $1,223 $54 $638
$2000 $1,028 $54 $541
$3000 $929 $54 $492
$5000 $818 $54 $436
$10000 $688 $54 $371

The Worldwide Medical Trust Plan

    Excess Coverage Rider: $110.00 Maternity Rider: $100.00 Prescription Drugs Rider: $100.00
Deductible Plan Premium Rider Premium Total Premium
$50 $2,585 $54 $1,320
$250 $1,729 $54 $892
$500 $1,454 $54 $754
$1000 $1,223 $54 $638
$2000 $1,028 $54 $541
$3000 $929 $54 $492
$5000 $818 $54 $436
$10000 $688 $54 $371

Life Plans

Coverage Amount: $1,000,000 Payment Frequency: Annual
Plan Name Plan Premium Rider Premium Total Premium
30 Year Level Term
    Cash Value ROP Rider: $100.00 Critical Illness Rider (20k): $100.00 Waiver of Premium Rider: $100.00
$301.00 $150.00 $451.00
30 Year Level Term with ROP
    Cash Value ROP Rider: $100.00 Critical Illness Rider (20k): $100.00 Waiver of Premium Rider: $100.00
$301.00 $150.00 $451.00
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